Borrow againstyour crypto to…pay your taxes.

Access dollars without selling your crypto. No credit checks, insured custody, and a 72-hour grace period — borrow up to 50% of your portfolio value.

Dogecoin (DOGE)
$
XRP

Collateral needed

Based on 40% max LTV · 11% APR · 12-month term.

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$250MMInsured in cold storage
13Supported crypto assets
72hGrace before liquidation
8%Starting rate for select assets
4.8Trustpilot · 114 reviews
Why Lantern

Grow your wealth, one smart decision at a time.

Protect your crypto investments from unforeseen risks — with security, simplicity, and US-regulated compliance built in.

01
Security

Security-first approach.

Lantern's robust security measures are supported by BitGo, an industry-leading US-based, qualified crypto custodian.

BitGo — qualified US custodian
Insured up to $250M
Held in cold storage, offline
02

Lowest interest & fees.

Our crypto-backed loans are simple to use, with some of the lowest interest & fees in the industry.

03

White glove support.

Every client has direct access to our team, with real phone and email support.

04

Regulatory compliance.

Lantern is a registered Money Services Business (MSB) with FinCEN, implementing KYC and AML processes to ensure the highest level of regulatory compliance.

Lantern Assistant
Why get a crypto-backed loan with Lantern?
Here's just a few great reasons why:
You can access dollars without needing to sell your crypto and exiting the market.
Loans aren't taxable events. Defer paying your taxes until you are actually ready to sell your crypto.
Our loan process is simple — no credit checks, no complicated paperwork. Just fill out a simple loan app and borrow up to 50% of your crypto value.
For every goal

Choose the best option for your financial needs.

Whether you need liquidity for taxes, a home purchase, or a business investment — there's a smarter way than selling.

Keep crypto, borrow cashHold your position while you access liquidity.
No taxable eventBorrowing isn't a sale — defer the tax until you're ready.
Best rates in the marketStarting from 8% APR for select assets, with no hidden fees.
Collateral is never lent outWe don't rehypothecate. Your assets stay yours.
Create your account
Get started in minutes

Speed up your crypto.

You're closer to reaching your financial goals than you think. Here's how Lantern can help accelerate your crypto journey.

01

Create your account

Complete registration in minutes so you can easily return to your application any time.

02

Send collateral

Transfer your crypto into BitGo's insured cold storage — held offline and fully insured.

03

Get funded

Receive your dollars fast. No credit checks, no complicated paperwork, no surprises.

First things first

Let's talk about safety.

Before you think about rates or terms, you should know your assets are safe. Lantern uses BitGo — the same custody infrastructure that backs some of the world's largest exchanges.

$250M insuredCold storageUS-regulated

Insurance

All custodied crypto is fully insured and stored in BitGo (up to $250MM).

Security-first approach

We are registered with FinCEN as a Money Services Business and have robust KYC and AML checks in place.

Safety of collateral

Unlike other crypto lenders, we don't lend out crypto loan collateral. All assets are either held in cold storage or staked natively.

Wall of love

Don't just take our word for it.

Here's what our customers have to say:

Lantern Finance